Bank Rate stayed at 3.75%. Mortgages didn't.
Good evening! The Bank of England left Bank Rate unchanged last week. Normally that sounds like a fairly uneventful mortgage story. Dig a little deeper and borrowing has already become more expensive, which is a useful warning when trying to work out whether a self-build will still be affordable six or twelve months from now. Bank Rate stayed still while mortgages moved The Bank of England voted 6 to 3 on 17 September to keep Bank Rate at 3.75%. Three members actually wanted to increase it to...
10 days ago • 4 min readCould a train station change where you look for land?
Good evening! I've just got home from a trip to Copenhagen so I am having to rush this weeks newsletter, as a compromise here's a picture of Nyhavn! Apparently the buildings were coloured differently because the fishermen were illiterate so it helped inform them of where to deliver their cargo and where to report to. The colours then stuck as it formed part of the character of the district. I thought that was quite a simple but creative way to get around a problem. Nyhavn, Copenhagen I'll...
about 2 months ago • 1 min readThe Just Enough Approach to Self-Build
Good evening! Last week I wrote about not knowing where to start with a self-build. My conclusion was deliberately simple: do something, do anything. Take one small action, because movement creates information and that information makes the next step easier to see. I still think that is the right place to begin, but the idea needs to be expanded because it creates another problem almost immediately. Once you start, how much do you actually need to know before moving on? The Just Enough...
about 2 months ago • 7 min readThe smallest useful step in a self-build
Good evening! This week I am going to begin the Weekly Build Brief with one core idea I have been developing around self-build, then keep the most useful news underneath. The first idea is what to do when you want to self-build but do not know where to start. Not Knowing Where to Start One of the hardest parts of self-build is not always finding information. It is knowing what to do first. There are so many possible starting points that even a simple first step can feel difficult. You could...
about 2 months ago • 6 min readWater is becoming a planning constraint
Good evening! Have You Considered Water Use as a Planning Constraint? Half of England is now reported to be in an exceptionally serious drought following a very dry July. Water restrictions are already affecting a large share of the population, while reservoir levels and river flows have continued to fall. The Guardian reported the latest Environment Agency position on 29 July. After receiving our latest water bill, I was surprised to see much water we actually use as a household daily, it...
2 months ago • 4 min readPlanning fees are rising before the service improves
Good evening! Planning applications in England are about to become more expensive. The government says the additional income should improve council planning services, although self-builders will begin paying the higher fees before there is evidence that decisions are becoming faster or more reliable. Planning Fees Are Rising Before the Service Improves The government confirmed its new approach to planning application fees on 16 July. National fees will be set at around 90% of the estimated...
2 months ago • 3 min readNew Right To Build Maps
Hi Reader, I’ve just published a new Right to Build maps page that makes it easy to see what is happening in your local planning authority, without needing to wrestle spreadsheets. You can click your council and across all years see things like how many people are on the register how supply is stacking up against demand where the biggest shortfalls are how policy choices differ place to place If you have ever heard of the Right To Build Register, maybe (hopefully) even joined it but have...
7 months ago • 1 min readThe Hero’s Journey – Reframing Yourself as the Protagonist
Hi, As a kid my favourite superhero was (and still is) Batman. There was something about the Batcave in particular that really stuck with me. The hidden, self-made, full of tools and secrets. A place to retreat to and be safe. The idea of a Bolthole still interests me today. This was in the Michael Keaton Batman Returns era of the early 1990’s. With Danny DeVito's antagonist Penguin and Michel Pfeiffer's deuteragonist Catwoman. Around that time, when I was about 4 years old, my dad built a...
over 1 year ago • 4 min read7 Levels To Get To Your Why
Hi, 5 Why’s in Engineering Since the inception of powered flight in the early 1900’s, learning from mistakes has been a revolutionary tool in understanding how to improve on ideas and evolve quickly. While investigating manufacturing issues on wing spars in 2017, I often used a Root Cause Analysis Model called the Five Why’s to understand what could have caused a particular issue on the build line. The Five Why’s was a model developed by Toyota in the 1930’s that encouraged engineers to ask...
over 1 year ago • 2 min read4 Spheres To Find Your Why
Hi, Some people build because they want more space. Some because they’re tired of renting or compromising. But for others, it goes deeper, it feels like something they have to do. Ikigai is a Japanese word meaning “a reason for being.” And today, I want to show you how to use it to figure out why building your own home might not just be a good idea… …but the right idea for you. What is Ikigai? In essence, ikigai is what brings you joy, meaning, and fulfilment in daily life, often without...
over 1 year ago • 3 min read